A brainstorm on low interest credit cards
Another option is to simply utilize a debit card. Many banks issue consumers debit cards along with their ATM cards. Debit cards automatically take the amount of a purchase out of the bank account of a consumer. A consumer will not be able to buy more than what his bank account can afford. If those forced to consider credit cards for bad credit take on a high rate card, they should be certain to pay the balance in full every billing period.