Credit cards, a review of the facts
and to be inundated with offers for student credit cards. This is no petty annoyance. Credit card companies target college students, sponsoring campus events, handing out freebies, and papering the campus with attractive promotional offers that aren't quite so shiny six months later when the grace period ends. Companies are stunningly successful at getting students to accept cards and to use them: A study found that students left college in New York with an average of four credit cards and more than three thousand dollars of credit card debt. How can you keep the same trap from closing over the head of your own son or daughter? * Teach them to ignore appeals to their vanity.