Loans and the things to learn
If you have always paid loan installments on time and in the sum requested, you will be a more attractive borrower. If you have paid loan payments in full and on time, you have a better chance of getting a loan from lenders. Also, lenders will look at what you are buying the property for. Whether you are using the loan in order to purchase your primary residence or an investment property makes a difference, because home loans on a primary residence have a higher likelihood of being paid off. Don't be surprised if lenders will ask for a detailed financial history when deciding if you qualify or not.